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Business Analyst Associate (Entry Level)

San Antonio, TX
JOB DESCRIPTION

Position Title:                Credit Analyst Associate (Entry Level Position)
Reports to:                      Underwriting Director/Chief Credit Officer
Required Qualifications:
  • A Degree in Accounting, Finance, Economics, or related field from an accredited university.
  • Minimum 1-2 year Experience in Lending, Underwriting, or credit granting
  • Excellent Customer Service and Conflict Resolution skills.
  • Passion for microfinance and the organizational mission of providing credit to small businesses that do not have access to capital from commercial sources.
  • Quantitative thinker with ability to make evaluations based on a large number of variables.
  • Effective decision-making skills.
  • Excellent interpersonal, communication, negotiation, organizational and time management skills.
  • Experience with Business Income Tax Return Forms and Business Financial Statements.
  • Ability to identify time sensitive issues and work within time constraints.
  • Advanced skills in MS Excel.
  • Ability to work a flexible schedule.
 Responsibilities:       
  • Assist Business Loan Underwriters in the credit granting process.
  • Spread financial statements including individual credit reports, bank statements, personal and business financial statements, personal and business tax returns, financial projections, pay stubs, and all other sources of income.
  • Prepare detailed business financial and ratio analysis as needed.
  • Recommend denial, approval, or cancellation to proper loan authority.
  • Prepare, mail and track adverse action notices in compliance with policy.
  • Coordinate and participate in lending and underwriting staff training sessions.
  • Provide excellent customer service and support to LiftFund lending teams.
  • Conduct all other duties as assigned to support Underwriting Director and Chief Credit Officer as needed. Although not frequent, additional duties may include working weekends or extended hours.
  •  
  • Salary commensurate with experience and qualifications + Bonus opportunity
  • Attractive Health Benefits: Medical, Dental, Vision and Life Insurance with significant Company cost sharing, along with a Company-sponsored Flexible Spending Account stipend
  • Advancement Opportunities
  • 401(k) with a generous Company match up to 5% 
Background checks are conducted of top candidates.
 
Send cover letter & resume to:
LiftFund/HR                            Fax: 210-533-2940
2007 W. Martin St.                 Email: jhernandez@liftfund.com
San Antonio, TX78207          Website: www.LiftFund.com
 
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